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[QUICK GUIDE] How to Get Money from Venmo Without Bank Account (2024)?



How to Get Money from Venmo Without Bank Account? You can download the Venmo app to your smartphone. Similar to a PayPal account, a Venmo account has swiftly become one of the most well-liked methods of sending and receiving money.




But is it possible to use Venmo without connecting a bank account to it or going through bank verification? To use Venmo without a bank account, there are a few options; keep reading to find out more about receiving and transferring money with Venmo.





How to Use a Venmo Card or Add Money to It Without a Bank Account?

You may fill your Venmo debit card with money and use it everywhere a debit card is accepted once you have a Venmo account.




There are various ways to fill your Venmo card without using a bank that is linked to your Venmo account, despite the fact that you can.




Without a bank account, you have the following alternatives for increasing your Venmo balance:


Direct Deposits

You can set up a direct deposit with a Venmo account in the same way that you would for a bank account.



Similar to how you would with a bank account, you must give your company your routing and account numbers.




Your paychecks can be directly transferred into your Venmo account once direct deposit is configured, and you can then use your Venmo debit card to retrieve those earnings.




Depositing/Cashing a Check

The Venmo app now offers the option to cash checks. You must photograph both the front and back of the cheque to accomplish this (a mobile deposit). then enter the check’s value.




Your mobile check deposit will be finished from this point. After that, you can make purchases online or in person using your Venmo debit card.




Deposit or Withdraw Money at an ATM

Without having a bank account, you can make deposits or withdrawals using your Venmo debit card at an ATM.

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A Venmo debit card should be accepted at any ATM that accepts Mastercard, PULSE, Cirrus, or MoneyPass.




A Venmo debit card is not accepted at all free ATMs, so keep that in mind. Any ATM that isn’t a Moneypass ATM will cost between $2.50 and $3.00.




Receiving Money from Another Person

Getting money into your Venmo account from someone else is a further straightforward method.




They only need to obtain your Venmo account information, which may include your username, contact information, and email address. Alternately, you can ask the other Venmo user for money.




All they need to do now is transfer the money to your Venmo account so you may use it with your card.




Additional Safe Methods of Money Transfer

Even though having a bank account linked to Venmo and a Venmo debit card can be useful, without those alternatives, you won’t be able to access your Venmo funds.




Consider these Venmo substitutes (some of which don’t even require a bank account):


Use a Built-in Bank Transfer Service

If you have a bank account, you can send or receive money using the built-in money transfer facility.




Many financial organizations provide a service similar to this with an online checking account.




For instance, users of one large bank, Chase, can utilize Zelle from their computer or mobile device to instantaneously transfer or receive money from their bank account (there is no need to wait a few business days for this).



Wire Transfers

A wire transfer is an additional choice to take into account when sending or receiving money, whether you have a bank account or not.




Funds can be moved both domestically and abroad quite easily with a wire transfer.




One thing to keep in mind is that wire transfer frauds are very prevalent when looking for online lending choices, such as a payday loans online.

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Money Orders

Without having a bank account, you can send and receive money via money orders.




A money order can be purchased through a financial institution like a bank or credit union, as well as from shops, grocers, and the US Post Office.



The person transferring the money can be required to pay a fee when dealing with merchants and some banks.



Bring a driver’s license or state ID with you when you pick up the money order.




Money orders are flexible in that they don’t have an expiration date.



Make use of a prepaid debit card

Having them put your money into a prepaid debit card is another technique to get money from someone without a bank account.




This eliminates the requirement for a debit card to be connected to a checking or savings account.




You can use an existing card or obtain a new one from any sizable store, gas station, etc.




A prepaid debit card can be readily loaded with cash and is secure.



Personal Checks

You can get paid by having someone write you a personal check.



Check cashing is another an option; however, check deposits may require a bank account.



If you know who is paying you, this might be a relatively safe payment option.




The ramifications of depositing a bogus check are numerous! Have a photo ID that is issued by the government on hand.




Personal Checks

You can get paid by having someone write you a personal check. Check cashing is another an option; however, check deposits may require a bank account.



If you know who is paying you, this might be a relatively safe payment option. The ramifications of depositing a bogus check are numerous! Have a photo ID that is issued by the government on hand.



Get Money via Cash

Getting cash is likely the simplest technique to receive the money you require.

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If you can meet up with the other party or individual, this will only work.



The Bottom Line to Get Money From Venmo



Money can be easily received or sent with a Venmo account.




It can be much simpler to utilize Venmo if you have a bank account connected to it.




However, you should be able to send and receive money using a Venmo debit card without connecting your bank account.




There are numerous secure methods to receive or send money if you wish to avoid using the Venmo app.



Can I transfer money from Venmo to Paypal?

Although you can’t send money straight from Venmo to PayPal, you can accomplish so by using a bank account. A PayPal Balance account and a few additional steps are needed for the procedure. Your bank account will be transferred to PayPal within three to five business days.

Can you transfer money from Venmo to Chime?

Click the hamburger menu symbol in the top right corner of the app to send money from Venmo to your Chime account. Then, near the top, click on Transfer money. Choose the amount and whether you want the transfer to take place immediately or within 1-3 business days from Venmo to your Chime account.

Can you scan Venmo at Walmart?

Venmo is a form of payment that Walmart accepts both in-person and online. Install the Venmo app on your phone, then scan a QR code at the checkout counter to use Venmo in-store at Walmart. Choose PayPal at the checkout and Venmo on the PayPal page to pay with Venmo on

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Nana Yaw Jr.
Nana Yaw Jr.
A Techie with a devoted interest in following trendy tech and writing articles • SEO • Crypto Follower & Investor •Tech Media and other things.


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