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How to Do your MTN Mobile Money Registration in 2024


how to register Momo

To get started with the Mtn Mobile Money(momo) Registration, you must first have your sim card which gives us access to register for the MTN Mobile Money account. If you don’t have a sim, it’s impossible to get registered.


MTN teleco has been around in Ghana for 25 years and with the most customers across the country. Not surprising that MTN Mobile Money is the most preferred financial(fintech) platform choice in Ghana. With this momo, the agent can be accessed easily.


Many in Ghana are using MTN mobile money in place of bank accounts due to the easy accessibility to agents, mobile financial transactions, and fast and reliable. One of the benefits of MTN Mobile money is, that you can receive remittances from your relations, friends, and business partners abroad on their mobile money account easily. Within minutes, you receive funds on your phone and are ready to withdraw without any trouble.


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In this article, we will give you a detailed guide on How to get started with MTN Mobile Money Registration or MTN Mobile Money Merchant

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Things Needed For Your Mtn Mobile Money Merchant Account Registration To Get Started


mtn mobile money registration
  • Registered MTN sim with your official name on your national document eg Passport, Driving License, National Health Insurance Card (NHIS), and Voter ID Card
  • Proof of residence
  • Choose your four(4) secret PIN Code


Guides To Registration Of MTN Mobile Money Account


  • Locate any MTN Mobile Money Agent

Locate any Momo agent near you and talk to them about registering for MOMO, they will assist you in getting on with it. Note, that you cannot register for Momo if your sim card is not registered. Get your registered sim card and a valid national ID to begin the process.


  • National Identification

After you have registered your sim, get to any Momo agent or MTN office nearby and tell them you want to get registered for an MTN mobile money account. Your valid ID and personal information will be demanded from you to begin.


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Personal information like area of residence, your next of kin, date of birth (DOB), etc. any national ID that has been previously used to register for MTN Momo cannot be used again, always use an ID that has not been used for momo registration before.


  • Picture or Image Verification

Your picture or image will be taken by the officer who is in charge of registering your account. This picture helps authenticate your account and make sure any fraud activity that will happen against your account will be protected.


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  • 4-digit PIN code

At this stage, you will be told to choose any 4 secret PIN codes of your choosing. This will be your code for making cash deposits or withdrawals from your account. So do keep this code safe, and memorize it if you can because, with it, you cannot use your mobile money (momo) account. This is the final stage of the registration process.


  • Initial Deposit
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This is a compulsory request from MTN MOMO, you will be asked to deposit any amount into your wallet to activate your Momo account. The amount shouldn’t be anything less than Ghs 5.



mtn momo registration code

  • Dial *5051#, then choose Register and Send from the Register drop-down menu.
  • Choose your area
  • You’ll get an SMS with a reference number.
  • Write the received reference number on the registration for MoMo.
  • a representative from MTN MoMo will contact you and make a site survey to conduct an inspection.
  • completed and submitted for the registration to be processed


can I use Ghana card to register mobile money?

Ghana card can be used to register for mobile money because it is the official identity card for Ghanaians. 



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Nana Yaw Jr.
Nana Yaw Jr.
A Techie with a devoted interest in following trendy tech and writing articles • SEO • Crypto Follower & Investor •Tech Media and other things.



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